Choosing The General Liability Insurance
Developing the best game plan to protect your most important assets.
Defense-Defense-Defense! There are lots of moving parts to a business. Whenever you have employees or if you have a product, lots can go wrong and it can be devastating to cash flow. Business insurance is there to pay for those unexpected losses a business can experience.
What if a machine breaks down? Employee disputes? Advertising issues? An employee gets in a car accident doing work for the business when using a rented vehicle? Theft? What if someone hacks into your computer system?
What if your business gets hacked? Ransomed? What does it cost to notify your customers? What are the potential fines? What if a social security number is stolen from your computer or programs?
Employers Professional Liability Insurance
Have you ever had a bad employee? Have you ever had a dispute with an employee?
Employment practices liability insurance or EPLI, provides against claims made by employees alleging:
- Discrimination (based on sex, race, age or disability, for example)
- Wrongful termination
- Other employment-related issues, such as failure to promote
If your business rents or borrows vehicles to do work or if your employees use their personal vehicles on business, getting hired and non-owned auto coverage is important. It can help pay for any property damage that rented vehicles cause while being used for your business. It also covers vehicles used for your business if they cause bodily injury to another driver in a car accident.