Most businesses rely on some form of transportation, whether it’s a long haul across the country, a group of emergency vehicles or transportation to and from the job site. The bottom line is no matter what business you’re in, you need coverage to help protect against the risks both your employees and vehicles face on the road.
Because protecting your business vehicles isn’t the same as your personal auto,
Commercial Automobile Coverages Include:
Liability Coverage*
Provides protection against liability for bodily injury and property damage to others caused by the maintenance or use, including loading and unloading, of your company-owned autos.
Uninsured Motorists Coverage*
Provides protection, as required by applicable state law, to the insured for damages sustained by the insured that result from an accident caused by an uninsured motorist.
Underinsured Motorists Coverage*
Provides protection, as required by applicable state law, to the insured for damages sustained by the insured that result from an accident caused by a driver whose automobile liability insurance limits are inadequate.
Physical Damage Coverage*
Protects your owned autos against accidental loss or damage, including:
β’ Collision coverage
β’ Comprehensive coverage
β’ Specified causes of loss coverage β for example, theft, vandalism, hail, windstorm, flood, fire, explosion
*Exclusions apply.
